General Conditions of Use and Sale

IMPORTANT: The risk of losses arising from investments in the financial markets can be considerable. We must carefully consider whether such an investment is appropriate to their needs in view of its financial condition and personal resources. It is highly advisable not to invest capital that you cannot afford to lose. This site, through the services provided by SW Umanot, is not responsible for any results obtained by you in real financial operations, and assumes no responsibility for the correctness of the data shown, damage, economic losses, direct or indirect damages arising from ' use or disclosure of the information on this site.

IMPORTANT: Umanot web site provides automatic analysis and decision making over financial instruments based on Umanot software (so called “RoboAdvisor”). Any reader or user of such analysis or decision information is therefore fully aware of this automatic process and fully accepts any responsibility for any consequent operative decision. Any reader or user of such analysis or decision information does not consider the company Umanot Srl responsible of any loss or damage.  

IMPORTANT: USE, PURCHASE AND SHARING OF ANY CONTENT ON THE SITE IS A FULL AND AWARE ACCEPTANCE OF THIS DOCUMENT, WHICH IS USED AS AGREEMENT BETWEEN THE COMPANY AND YOU TO REGULATE AND LIMIT MUTUAL LIABILITY.

IMPORTANT: Any reference to Laws and Regulations is relative to the Italian legislative context. 

When you visit or buy services on umanot.com (or with other domains such as, but not limited to: .com, .net, - generically: "Site"), you use Umanot Srl ("Company") services that are provided to the customers to the following terms and conditions ("Terms and Conditions of Use and Sale").

I) GENERAL CONDITIONS OF USE

 

II) GENERAL CONDITIONS OF SALE

 

 

I) GENERAL CONDITIONS OF USE

 

Please read carefully these terms and conditions of use ("Terms of Use") before using the Services Umanot. By using the Umanot Services fully accept these Terms and Conditions of Use. We offer a wide range of services and sometimes you may be subject to additional terms and conditions. When using a Umanot service will also subject to the terms, guidelines and general conditions applicable to that particular service ("Terms of Service"). In case of conflict between these Terms and Conditions of Use and Terms of Service, the Terms of Service shall control.

 

1. PRIVACY

 

Please review our Privacy Policy and our policies on Cookies governing your use of the Services Umanot, to understand our practices.

 

2. ELECTRONIC COMMUNICATIONS

 

When you use Umanot Services or send us e-mail, communicate with us electronically. We will communicate with you by e-mail or by posting notices on the site. Subject to the specific provisions of the law, mandatory for the purposes of this contract, you agree to receive communications from us in an electronic form and acknowledge that all contracts, notifications, information and other communications that we provide in electronic form meet the requirement of writing, when required by law.

 

3. COPYRIGHT AND RIGHTS ON DATABASES

 

All the contents in or made available through Umanot Services in form of text, graphics, logos, button icons, images, audio files, digital downloads, data compilations, and software, are owned by Umanot or its content providers and They are protected by Italian and international copyright and database rights. The list of all content or services made available through Umanot is the exclusive property of Umanot Srl and is protected by Italian and international copyright and database rights.

 It is not allowed to extract and / or reuse systematically parts of Umanot Services without the express written consent of Umanot Srl. In particular, you may not use data mining, robots or similar devices capture or extraction, to extract (one or more times) and to reuse any substantial part of any Umanot Service, without our express written consent. You cannot even create and / or publish your own database that reproduces substantial parts (for instance List prices and services) of Umanot Services without the express written consent of Umanot.

 

4. LICENSE FOR ACCESS TO UMANOT

 

As long as you comply with these Terms of Use, the Terms of Service, and you pay for any applicable fee, Umanot or its content provider will grant you a limited, non-exclusive, non-transferable, non-sublicensable to access to Umanot Services and make personal use and not commercial. This license does not include any resale or commercial use of each Umanot service or its contents, or the right to make derivative use of Umanot services or their content, making any downloading or copying of account information for the benefit another dealer or use data mining, robots or similar devices capture and data extraction. All rights not expressly granted by these Terms of Use or the Terms of Service remain in chief to Umanot.

 

You cannot reproduce, duplicate, copy, sell, resell, visit or in any other way be used for any commercial use of Umanot Services in whole or in part without our express written consent. You cannot proceed to the framing or utilize framing techniques to embezzle any trademark, logo or other proprietary information (including images, text, page settings, or format) of Umanot without the express written consent from us. You cannot use any meta tags or any other "hidden text" using the name or trademarks without the express written consent of our part (Umanot). You must not use improperly Umanot Services. You can use Umanot Services exclusively in accordance with the law. The violation of these Terms of Use or Terms of Service will result in the revocation of the permit issued by Umanot.

 

5. YOUR ACCOUNT

 

If you use Umanot Services, you are required to keep your account and your password confidential and controlling access to your computer, and you agree, to the extent permitted by applicable laws, to be held responsible for all activities that occur with your account and password. You agree to take all necessary precautions to ensure that your password remains secure and confidential and you agree to inform us immediately if you have reason to believe that any third party is aware of your password or if your password is, or is likely to be, used in an unauthorized manner. You are required to make sure the information you provide is correct and complete and inform us immediately of any change of the information you've provided ..

 

You must not use Umanot Services: (i) to cause, or could cause, interruption, malfunction or damage of Umanot Services and its functionality, or (ii) for fraudulent purposes, or in any case to commit illegal activities, or (iii) to disturb, damage or apprehension.

 

We reserve the right to prevent access to the Site and / or Umanot Services, to suspend or close an account, remove or edit content at our discretion, in the event of violation of the provisions of applicable law, of these General Conditions of Use or the guidelines or the applicable policies.

 

6. COMMENTS, COMMUNICATIONS AND OTHER CONTENT

 

It is permitted to post comments, content and other communications, and submit suggestions, ideas, comments, questions or other information, as far as the content is not illegal (or obscene, abusive, threatening, defamatory, does not violate the privacy, the rights of intellectual property or not otherwise offensive towards Umanot and / or third parties or deplorable and is not or at least does not contain viruses, political campaigning, commercial solicitation, chain letters, mass e-mail or any other form of spamming). You cannot use a false e-mail address, pretend to be another person or entity or otherwise lie about the origin of content. We reserve the right to remove or edit such content. If you choose to submit content or material, unless otherwise indicated by us, grant: (a) to Umanot a nonexclusive, sublicensable, transferable to third parties, to use, reproduce, modify, adapt, publish, translate, create derivative works, distribute and show the world that content through any media and (b) to Umanot, its sub-licensees and assigns, the right to use at its discretion, the name you used in relation to them. They reserve your moral rights of the author. You agree that these rights granted to us are irrevocable for the duration of your intellectual property rights associated with such content and material. You agree to take all further acts necessary to perfect any of the above rights granted by you to Umanot, including the execution of deeds and documents, at our request.

 

 

You state and grant that you, personally or in any other way, or in any case, the property or the availability of all the rights to the content that you post; that, on the date that the content or material is published: (i) the content and material are accurate and relevant; and (ii) the use of the content and material you provide does not conflict with any of the policies and guidelines (Guide to the correct behavior) applicable by Umanot and that such use does not cause harm to third parties. You agree to indemnify Umanot from all legal actions taken by third parties against Umanot, resulting from or otherwise related to the content and materials provided by you.

 

 

7. OUR RESPONSIBILITY

 

We will do our best to ensure that the access to services is provided by Umanot uninterruptedly and that transmissions will take place without errors. However, due to the nature of the Internet, uninterrupted access and the absence of errors in the transmission cannot be guaranteed. Also, your access to Umanot Services may also be occasionally suspended or restricted to allow the carrying out of repairs, maintenance, or the introduction of new activities or services. We will attempt to limit the frequency and duration of these suspensions and limitations.

 

Umanot will not be liable for (i) losses that are not a result of our breach of these terms and conditions or (ii) for any loss of business opportunity (including lost profits, revenue, contracts, anticipated savings, data, goodwill or unnecessary expenditure) or (iii) any other indirect or consequential loss that was not reasonably foreseeable, both you and us, when you started to use Umanot Services.

 

We will not be responsible for any delay or failure to fulfill the obligations under these Terms if the delay or failure arises from unforeseeable circumstances or force majeure. This provision does not affect your rights under the law.

 

8. GOVERNING LAW AND JURISDICTION

 

These Terms of Use are governed and shall be interpreted in accordance with Italian laws. For any dispute, the Court of Milan, Italy, is the competent Authority.

 

9. MODIFICATION OF THE SERVICE OR CHANGES IN CONDITIONS

 

We reserve the right to change Umanot Services, policies, these Terms and Conditions of Use and Terms of Service at any time to offer new services or to conform to laws and regulations. You will be subject to the policies and terms of the General Conditions of Use from time to time in force when using Umanot Services. If any part of these conditions is found invalid, void or for any reason not applicable, that condition does not however affect the validity and          applicability of other provisions.

 

10. WAIVER

 

In case of default on your part of these Terms of Use, the failure to exercise our right to act against you, is not a waiver to act against the violation of the obligations assumed by you.

 

 

11. OUR CONTACTS

 

Umanot.com (along with the other domains with which they are presented on the Net) is the trade name of Umanot Srl. This site is owned, and operated by, Umanot Srl

 Umanot Srl:

 VAT / C.F. 08862510966

 Via Caravaggio 5, 20144 Milan

 REA MI - 2054423

 Email: staff@umanot.com

 Site www.umanot.com

 12. ADDITIONAL TERMS FOR THE SOFTWARE UMANOT

 Umanot’s Software is not for sale or licensed for use through the site www.umanot.com.

 The site spreads, distributes and sells services derived from SW Umanot.

 

II. GENERAL CONDITIONS OF SALE OF ONLINE SERVICES

 These general conditions of sale govern the sale of services through the site when Umanot Srl operates as a seller ("Terms of Sale"). Umanot.it (along with the other domains with which they are presented on the Net) is the trade name of Umanot Srl. We offer a wide range of Umanot services and sometimes you may be subject to additional terms and conditions. On the use of any Umanot service, you will also be subject to the terms, guidelines and general conditions applicable to that particular service ("Terms of Service"). In case of conflict between the General Conditions of Sale and Terms of Service, the Terms of Service shall control.

 

We encourage you to carefully read these Terms and Conditions of Sale before proceeding with any purchase. By placing any purchase full acceptance of these Terms of Sale.

1. OUR CONTRACT

If you want to buy one or more services shown on the site, you can select it and, if you decide to finalize the purchase, send your request. At this point you will be asked to enter your payment information.

 Your order will then be considered as a purchase of your contract proposal aimed at Umanot Srl for the services listed, each considered individually. Upon receipt of your order, we'll send you an e-mail to take charge of the order ("E-mail Confirmation Order"), which, however, does not constitute acceptance of your offer to purchase. By sending the E-mail Confirmation Order, in fact, we will only confirm that it has received the order and submitting it to the process of data verification. The sales contract with Umanot Srl will end only when you send a separate e-mail of acceptance of your purchase offer that will also contain information about the possibility of use of the same - dates, times, how physical or virtual (“Confirmation email"). You can cancel your order freely before receiving our e-mail confirmation, provided that the order has not already been processed. In this case you will not be charged any fees.

 

Conditional Prices: some services, provided initially with a price of "proof of service" may include price increases, well-defined in the description, and clearly visible to you when ordering, only the occurrence of certain positive events in your favor. Ordering these services, you agree to any future price increase only on the occurrence of such event documented and proven.

 

Requirements of conduct: it is your responsibility to check for incompatibilities between your professional and / or ethical obligations and Umanot Services purchased, as an example, technologically mediated (service "Web Studio Alerts") and / or economically (with recognition of commissions and / or fees, well-defined in the description of the service and clearly visible to you when ordering) consulting services online.

 

You agree to receive invoices, even electronically. The electronic invoice will be sent via email.

 

2. APPLICABLE LAW AND JURISDICTION

 

These General Conditions of Sale are governed and shall be interpreted under the laws of the Italian Republic. For any dispute, the Court of Milan is the competent Authority.

 

3. CHANGES TO THE TERMS AND CONDITIONS OF SALE

 

We reserve the right to modify the site, policies and these Terms of Sale at any time to offer new services, or to conform to the edicts of the law or regulations. You will be subject to the policies and terms of the General Conditions of Sale from time to time in force when purchasing services from us, unless any changes to these policies and these terms are required by applicable law or by the competent authorities (in which case, you will also apply to orders made earlier). If any part of these conditions be deemed invalid, void or for any reason unenforceable, that condition does not however affect the validity and enforceability of other provisions.

  4. WAIVER

 In case of default on your part of these Conditions of Sale, the failure to exercise our right to act against you, it does not constitute our waiver of action against you for breach of commitments assumed by you.

 

 5. OUR CONTACTS

 Umanot.it (along with the other domains with which they are presented on the Net) is the trade name of Umanot Srl. This site is owned, and operated by, Umanot Srl.

 Umanot Srl:

 P.IVA / C.F. 08862510966

 Via Caravaggio 5, 20144 Milan

 REA MI - 2054423

 Email: staff@umanot.com

 Site www.umanot.com

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